This means that your insurance company has contracted a negotiated rate, with a wide range of doctors, hospitals, labs, pharmacies, and other providers, for your health care services. These providers have agreed to accept the contracted rate as payment in full – that rate includes both your insurer’s share and your share of the cost. Your share may include a co-payment, a co-insurance, and/or a deductible.
Out of Network
Providers who have not agreed to a contracted rate are considered “out of network.” If you are seen or receive services from an out-of-network provider, your portion of the cost of your care will be higher. Also a provider maybe part of the network, but out of your network area.
Please contact your insurance company directly to confirm if Joslin Diabetes Center is part of your network.